The right Spanish bank for your profile — matched by a broker
Spanish non-resident mortgages aren't a retail product — they require a broker who knows which bank says yes to your specific country, income type, and loan size. A 0.25% rate improvement on a €500K mortgage is €15K over 15 years. The right broker pays for themselves many times over.
Four things that make this worth your 2 minutes
Vetted brokers source across Sabadell, Santander, Bankinter, CaixaBank, Openbank, and regional Balearic banks. Each has meaningfully different appetite for non-resident profiles.
Brokers we recommend handle non-resident mortgages as their primary market — not as a side specialty. They know the Balearic ITP + notary + registry stack.
Brokers pay us a referral fee only when a loan funds. You pay the broker's usual arrangement fee (€1,500-4,500 flat, typical for non-resident work). We never mark up.
Tell us your profile once. Within 48 hours, 2-3 brokers reach out with indicative terms. You pick one, or none. No obligation.
Who this works best for
- UK/EU/US/CH buyers with clean income documentation (employed or self-employed 2+ years)
- Loan amounts €200,000-5,000,000 (non-resident market sweet spot)
- 60-70% LTV typical; higher possible with Spanish assets or private bank relationship
- Fixed, variable (Euribor +), or mix products
- English, German, Italian, French broker coverage
Tell us your profile once
We'll route your profile to 2-3 brokers within 48 hours. They reach out directly with indicative terms. No fee from us, no obligation.